This document is an electronic record in terms of Information Technology Act, 2000 and rules made there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
You acknowledge that you are over 18 years of age and are providing your Personal Information out of your free will.
You have the option not to provide us the Personal Information sought to be collected. You will also have an option to withdraw your consent at any point, provided such withdrawal of the consent is intimated to us in writing at email@example.com. If you do not provide us your Personal Information or if you withdraw the consent to provide us with your Personal Information at any point in time, please note that your withdrawal of consent, may result in BenefitsKlub being unable to provide you with its services or to terminate any existing relationship BenefitsKlub may have with you.
Our Website is accessible to children under the age of 18. We strongly encourage parents and guardians to supervise the online activities of their minor children and consider using parental control tools. These tools also can prevent minors from disclosing their name, address, and other personally identifiable information online without parental permission. Although theWebsite and services are not intended for use by minors, we respect the privacy of minors who may inadvertently use the Website. We do not knowingly collect any Personal Information from children (without the consent of their parents/guardians). Please contact us at firstname.lastname@example.org, if you are aware that we may have inadvertently collected Personal Information from a child, and we will delete that information as soon as possible.
Personal Information Collected
In order to provide services to you we might require you to voluntarily provide us certain information that personally identifies you. You hereby consent to the collection of such information by us. The information that we may collect from you, or about you, may include but are not limited to, the following:
a) Name of the User;·
b) Birth date/age;·
d) Address (including country and pin/postal code);·
e) Financial and KYC information (such as passport, driving licence, proof of possession of Aadhaar number, Voter's Identity Card issued by the Election Commission of India, job card issued by NREGA duly signed by an officer of the State Government, or letter issued by the National Population Register containing details of name and address);·
f) Phone number/mobile number;·
g) Email address;·
h) Demat Account Details;·
i) Records of interaction with our representatives;·
j) Your usage details such as time, frequency, duration and pattern of use, features used and the amount of storage used;·
Internet protocol address, browser type, browser language, referring URL, files accessed, errors generated, timezone, operating system and other visitor details collected in Our log files, the pages of our Website that You visit, the time and date of Your visit, the time spent on those pages and other statistics ("Log Data"); and
k) Any other information that is willingly shared by you.
(Collectively referred to as "Personal Information").
How We Collect Personal Information:
The methods by which We collect your Personal Information include but are not limited to the following:·
a) When you access our Website or use any features of our Website;·
b) When you provide your PersonalInformation to us;·
c) During the course of services provided to you by us;·
d) Through your computer/device, once you have granted permissions to our Website;·
e) Through our representatives;·
g) We collect information that your browser/app sends whenever you visit our Website, such as, the Log Data. In addition, we may use third party services to collect, monitor and analyse such Log Data. This information is kept completely secure.
Use of Personal Information:
Your Personal Information may be used for various purposes including but not limited to the following:
a) To provide effective services;·
b) To resolve any customer support related issues;·
c) To operate and improve the Website;·
d) To perform research and analysis for our understanding, information, analysis, services and technologies in order to provide all users improved quality of care; and ensuring that the content and advertising displayed are customized to your interests and preferences;·
e) To contact you via phone, SMS or email for appointments, technical issues, payment reminders, obtaining feedback and other security announcements;·
f) To send promotional and marketing emails from us or any of our channel partners via SMS, email, snail mail or third-party communication services such as Mailchimp, Facebook etc.;·
g) To advertise ours and other third parties’ products and services;·
h) To transfer information about you, if we are merged with another company;·
i) To share with our business partners for provision of specific services you have ordered so as to enable them to provide effective services to you;·
j) To administer or otherwise carryout our obligations in relation to any agreement you have with Us;·
k) For purposes of KYC verification;·
l) To build your profile/user account on the Website;·
(collectively referred to as "Purpose(s)").
Response to Third-Party Request for Information:
a) As policy, upon receipt of any other third-party request for data, we will notify the customer unless prohibited by the law.
b) We do not voluntarily disclose any data to a government or law enforcement agency, except as directed by the relevant partner/customer or where it is mandated under law. If law enforcement agencies contacts us with a demand for information, we will redirect all such requests from the law enforcement agency to the customer and request the law enforcement agency to source that data directly from the customer/Tenant.
c) Before we accede to and comply with any request for information from the government or a legal enforcement agency we will closely scrutinise all such demands (with support from our external legal counsel) to ensure they are relevant, legally valid and appropriate. Also, if compelled to disclose or provide access to any data to law enforcement agency, we will promptly notify Customer and provide a copy of the demand unless legally prohibited from doing so.
d) We only the share the data that is specifically asked for.
Sharing And Transferring Of Personal Information:
Your Personal Information may be used for various purposes including but not limited to the following:
c)You hereby consent and authorize us to publish feedback obtained by you on our Website.
d) User's financial information are transacted upon secure sites of approved payment gateways which are digitally under encryption, thereby providing the highest possible degree of care as per current technology. However, User is advised to exercise discretion while saving the payment details.
e) You acknowledge that we may be obligated by law to disclose or transfer your Personal Information with Courts and Government agencies in certain instances such as for verification of identity, or for prevention, detection, investigation, prosecution, and punishment for offences, or in compliance with laws. You hereby consent to disclosure or transfer of your Personal Information in these instances.
f) Notwithstanding the above, we are not responsible for the confidentiality, security or distribution of Your Personal Information by third-parties outside the scope of our agreement with such third-parties. Further, We will not be responsible for any breach of security or for any actions of any third-parties or events that are beyond the reasonable control of us including but not limited to, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, poor quality of Internet service or telephone service of the User etc.
g) We may share your Personal Information with our other corporate and/or associate entities and affiliates to (i) help detect and prevent identity theft, fraud and other potentially illegal acts and cyber security incidents, and (ii) help and detect co-related/related or multiple accounts to prevent abuse of our services.
The security of your Personal Information is important to us. We have adopted reasonable security practices and procedures including role-based access, secure communication, password protection, encryption, etc. to ensure that the Personal Information collected is secure.
While we will endeavour to take all reasonable and appropriate steps to keep secure any information which we hold about you and prevent unauthorized access, you acknowledge that the internet is not 100% secure. We will not be liable in any way in relation to any breach of security or unintended loss or disclosure of information caused in relation to your Personal Information.
Third Party Links:
If you need to update your Personal Information or have any grievance with respect to the processing or use of your Personal Information, or request that we no longer use your Personal Information to provide you services, or opt-out of receiving communications such as promotional and marketing-related information regarding the services, for any reason, You may send Us an email at email@example.com and we will take all reasonable efforts to incorporate the changes within a reasonable period of time.
Compliance With Laws:
Term of Storage of Personal Information:
We may keep records of communications, including phone calls received and made for making enquiries, orders, feedback or other purposes for rendering services effectively and efficiently. We will be the exclusive owner of such data and records. However, all records are regarded as confidential. Therefore, will not be divulged to any third party, unless required by law.
We will store your Personal Information at least for a reasonable from the last date of use of the services, Website or for such period as may be required bylaw.
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your personal information changes, you may correct, delete inaccuracies, or amend information by making the change on our member information page or by contacting us through firstname.lastname@example.org. We will make good faith efforts to make requested changes in our then active databases as soon as reasonably practicable. If you provide any information that is untrue, inaccurate, out of date or incomplete (or becomes untrue, inaccurate, out of date or incomplete), or we have reasonable grounds to suspect that the information provided by you is untrue, inaccurate, out of date or incomplete, we may, at our sole discretion, discontinue the provision of the services to you. There may be circumstances where we will not correct, delete or update your Personal Information, including (a) where the Personal Information is opinion data that is kept solely for evaluative purpose; and (b) the PersonalInformation is in documents related to a prosecution if all proceedings relating to the prosecution have not been completed.